If most of you are like me - you never have cash. I don't carry cash I don't like having something extra to loose, get stolen keep up with, blah blah blah. I know some of you are saying - it's money - and that's a little different then say a grocery list. True, it is. But my mind doesn't work that way. I want access to anything at my fingertips - including money. I don't want to have to balance my check book - I want it to reflect on my online banking system seconds after I use a debit card (or sooner!) I want my paycheck pennies to go from here to there. Unlike some, I don't care if I get to cash the check to get that "this is what I worked for" satisfaction. That doesn't appeal to me. I get that same feeling when I can pay my bills and know that I have money available. I want it all and I want it now....
Perhaps that's just the instant gratification world that we live in - or maybe it's just the world I live in. But everything - including my money - I want 24/7 access to and immediate availability. I don't live a fast paced lifestyle, for the most part I live paycheck to paycheck (but I have some tips on how to change that). So I am not saying that I want all my millions at my fingertips - no no - just my pennies.
But there is something to say about that attitude I guess. Through all the digital gadgets that I love, it does change the way we live. Direct deposit requires less people interaction. Swiping your debit card takes seconds as opposed to a minute or so writing a check. I don't like when I am in Wal-Mart picking up a few things and the person in front of me is writing a check. It slows me down takes my time that I could be sleeping / relaxing / spending time with my family. Just think of all the times that you have waited on someone to write a check or have written a check yourself! That could be days worth of your life that you have wasted!
But as I was saying electronic money is definitely here to stay and will only become a bigger part of your lifestyle regardless if you want it or not. I am NOT talking about the dreaded credit card however. Credit cards are horrible and you should never, never, never use then unless it is an absolute emergency. There is no good of them and they are terrible in every way. I am just talking about money you already have in electronic format.
Here is the sad part though. It does take away from human interaction when you are doing electronic money tasks. It takes away from that reward of cashing your check at the bank and feeling good when you see the green that they give you that you earned. Just the other day I made a cash transaction and was getting some money out of my wallet to deposit into the bank (wasted time & gas). When I begin to count I realize that I have never seen the new $10 bill. It's been out for a while now (March 2008) and I am just now seeing one. If I have I have never noticed it. That's pretty bad I guess - but why do I need to see it anyway?
It's just money.....
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